![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_401K-ORP.png)
Goal Setting
What is it you want from your hard work?
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Cash-Flow.png)
Cash Flow
The key to reaching your goals is telling your money where to go.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Emergency-Flow.png)
Emergency Fund
Do you have enough set aside if something goes wrong?
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Employee-Benefits.png)
Employee Benefits
There’s a good chance you aren’t making the most out of your employee benefits. A review of your benefits could uncover thousands of dollars!
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_401K-ORP.png)
401(k) or ORP
Make sure you get the most out of your plan.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Tax-Planning.png)
Tax Planning
The complexity of the tax code often means a few tweaks in your finances could save you taxes. This is a big deal for many people.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Student-Loans.png)
Student Loans
How is the best way to handle your student loans? There are many options, but informed decision making is important for the best outcomes.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Debt-Planning.png)
Debt Planning
Do you have debt? Not all debt is bad, but you need a plan to pay off any debt that is a burden.
![null](https://catesfp.com/wp-content/uploads/2016/07/Icons_blue_taxplanning.png)
Business Planning
Whether you currently operate a business, are considering starting a business, or want to exit your current business, we work to assess your current situation, identify your objectives, and develop a plan aimed at achieving your goals.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Real-Estate.png)
Real Estate
Do you have real estate? Want to purchase real estate? Wonder about financing? Let’s talk about the pros and cons.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Auto-Home-Ins-Review.png)
Life Insurance Review
Do you have adequate protection for your family if a tragedy strikes? A life insurance review will let you know and help you get the right coverage. I will explain if term, whole life, or universal life is best for your situation and help you find an agent to issue the policy.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Life-Insurance-Review.png)
Auto & Home Insurance Review
Make sure you have adequate coverage in our litigious society, and at a reasonable price.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Edu-Savings.png)
Education Savings Planning
Design a plan for future college expenses that takes into consideration qualifying for government loans and other assistance.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Retirement-Income-Planning.png)
Retirement Income Planning
Everyone needs to plan for this, either through saving during their work career, or detailed analysis as they enter retirement. Click here for a 60 second retirement check-up.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Estate-Planning.png)
Estate Planning
You likely really need an estate plan. I can’t create an estate plan for you, but I will guide you in your decisions and help connect you to a high quality estate attorney.
![null](https://catesfp.com/wp-content/uploads/2016/05/Icons_blue_Virtual-Meetings.png)
Virtual Meetings
If you have work and/or children, having virtual meetings are a great, low-stress way for us to work together! In person meetings are also great, but I want to make meetings easy for you.